A Smoother Home Loan
Starts with EaseFlow
Bank-Accredited Partners
Our Services
Secure Your Mortgage
Faster Easier Cheaper
How much can you borrow? Monthly payments
Accurate numbers. No extra interest.
Which bank offers the best deal?
Download Our WeChat Mini-Program
Technology + Expertise = Faster, Cheaper, Smarter
Trusted Singapore Home Loan Advisor
Not Just Rates
Strategy Matters
Lowest rate ≠ Lowest cost
We Help You Uncover Hidden Costs
Interest rates are only the starting point — the real cost lies in the fees and structure. We help you see the full picture so you can choose a truly low-cost loan strategy.
Expert guidance from those who know Singapore mortgages inside out
Plan the Shortest Route to Loan Approval
From guesswork to precision. From application to full repayment, we're on your side.
Protect Your Cash Flow from Start to Finish
Balance Risk, Never Miss a Savings Opportunity
We're not just brokers; we manage your financial flow with precision.
Professional, Zero Cost
Free, But Never Cheap
As an officially accredited partner of major banks, our service is 100% free for clients. You may wonder: Does free mean worse rates? The answer: Absolutely not.We work directly through formal bank channels.
You receive the exact same rate as going to the bank yourself.
0-Cost Professional Service
Bank-Accredited Partner
100% Transparent Rates
Our Services
A Smarter Way to Borrow
All Banks, One Advisor, Zero Cost
Rate Negotiation
We negotiate with banks on your behalf with bulk-rate bargaining power.
Faster Approval
We understand each bank's underwriting logic and help you plan ahead to speed up approvals.
Cross-Border Assets
We understand asset structures in China, the U.S., and globally, enabling smoother overseas asset verification.
Full Process Management
Client Testimonials
Hear What Our Clients Say
I'm very glad I used EaseFlow for my refinancing. The whole process felt effortless and smooth. Communication was great, and they patiently answered all my questions. The biggest advantage for me was being able to compare several banks' rates side by side and get professional recommendations. Highly recommended—hope to work with EaseFlow again!
Ms Che
Professional and attentive. They helped us review our assets and cash flow clearly, explained the pros and cons of every option, and ensured we made informed decisions. They reminded us at every key milestone and even offered long-term planning advice based on rate trends and future income. Very transparent, very efficient, and saved us a lot of time. Highly recommended.
Mr Yu & Ms Wang
Extremely professional, efficient, and trustworthy. Their responsiveness and problem-solving ability gave us full confidence. A team you can truly depend on long-term. 👍👏
Ms Lai
Very satisfied with Mr Song's service. He secured highly competitive packages, communicated clearly and politely, and responded promptly whenever issues arose. His professionalism gives us great peace of mind. We look forward to continued cooperation.
Mr Zhu
I am very satisfied with EaseFlow Consultancy's service and would highly recommend them to anyone looking for reliable and knowledgeable support for home loan and bridging loan matters.Clear explanations and valuable guidance at every step. All documents and approvals were handled without delay. They were patient in addressing my questions and proactive in offering solutions that best suited my situation.
MS Liu & Mr Feng
Professional, transparent, and got me the best rate on the market. Thank you, EaseFlow!
Ms. Wong
What impressed me most about EaseFlow was their proactive communication and efficiency. As a busy professional, I appreciated that they prepared all document checklists in advance, scheduled calls at my convenience, and provided timely updates without me having to follow up. They turned a traditionally paper-heavy and stressful process into a smooth digital experience. Highly recommended.
Mr. Tan
As first-time buyers, everything was unfamiliar. Mr Song guided us patiently, answered every question, and ensured we understood each step. We're truly grateful to have met such a responsible advisor.
Ms Huang
As a foreigner buying property in Singapore for the first time, the process felt daunting. Thanks to Mr Song and the EaseFlow team, everything became clear and manageable. They explained the differences across banks and recommended the most suitable option for foreigners. Their help saved us countless hours and unnecessary back-and-forth. Professional, patient, trustworthy.
Mr Chen
FAQ
Frequently Asked Questions
No. The rates provided by brokers are exactly the same as the official bank rates, and sometimes brokers can even access internal bank promotions — which can save you more.
You don't pay any fees. The commission comes from the bank, and we only earn it if we successfully match you with the right loan solution.
Rates fluctuate constantly and depend on your profile. We monitor daily to recommend the best solution. We monitor all banks' rates daily and recommend the most cost-effective solution tailored to you.
Each bank has different approval preferences:
- Some favor overseas income
- Some focus on cash flow
- Some are more friendly to self-employed applicants
We assess your overall profile first and match you directly with the banks most likely to approve your loan — increasing your success rate and shortening the process.
Yes. Many banks accept the following income or asset types:
- Overseas income (with supporting documents)
- Overseas or local asset proof
- Business or dividend income
- Family office or high-net-worth verification
We design the most feasible loan solution based on your financial structure.
Absolutely. We:
- Strictly comply with Singapore's Personal Data Protection Act (PDPA)
- Store all data securely with controlled access
- Follow all banking and regulatory requirements
- Undergo regular internal compliance audits
Your information is used only for the mortgage application process and will never be shared with unauthorized parties.
Need Help?
Comparing all banks fairly and explaining the true cost
Your Home Loan, Smoother with EaseFlow
※ Loan calculations are for reference only. Actual approval, rates, fees, and terms depend on the bank.※ EaseFlow complies with MAS regulations. Our service is free; bank commission does not affect your rate.※ We comply with PDPA. All personal data is encrypted and never shared without consent.※ Market analysis and rate trends do not constitute financial advice.※ Testimonials reflect real past experiences but do not guarantee future outcomes.※ For full terms, visit easeflowsg.com/terms-of-service.
