We Make Mortgages
Flow with Ease
Bank-Accredited Partners
About
Too many clients overpay interest by missing key loan details or refinancing windows
Mortgages
Simple and Under Control
Full clarity on your loan
Full Support for Home Buyers
All in one advisory, guiding youfrom start to finish.
Know every detail
Real-Time Rates, Key Alerts
Real-time updates of the latest loan rates. Automatic alerts for critical milestones to avoid penalties or defaults.
Balanced, Transparent, Three-way Win
100% Transparent Rates
Our Commitment
We are an officially bank-accredited partner. Free service is not a trap. Will rates differ? Absolutely not! The service is free to clients; commissions are paid by the banks. All banks use transparent, public commission schemes; rates are fully disclosed and identical to direct bank rates.
Free Advisory Service
Always in your corner
Compare all banks, fairly
Transparent, no hidden fees
Our Services
Professional service precise to every day
Mortgages: More Than Rates, It's Timing, Trust, Choice
Initial Consultation & Needs Analysis
- Understand buying goals & finances
- Assess loan eligibility
- Draft initial loan plan
Increase loan capacity
Verify overseas assets
Bank Comparison
- Show best current deals
- Filter options by custom needs
- Apply to multiple banks, always have Plan B
Lower interest rates
Fast-track approvals
Prepare Documents
- Clear email instructions for documents
- Prepare documents per personal situation
- Manual review to meet bank requirements
Translate
Asset Proofs
Submit Application
- Submit online or paper forms (bank-dependent)
- Full guidance & assistance
- 1:1 connection with bank officers
Multi-banks
Fast-track
Loan Approval
- Verify documents & clauses
- Check for hidden fees
Best rates
Better terms
Loan Confirmation
- Online signing setup
- Deep clause explanations
Legal review
Risk Assessment
Completion of Signing
- Guide acceptance process
- Provide detailed post-acceptance instructions (CPF, repayment accounts, etc.)
- Summary of key loan info
Cloud Storage
Customized Repayment Plan
Disbursement
- Coordinate lawyers & banks to release funds
- Store key info, access via mini-program
- Monitor rates post-disbursement
Smart Reminders
Market Alerts
Initial Consultation & Needs Analysis
- Understand refinance goals and financial situation
- Assess loan eligibility and feasibility
- Draft initial loan plan
Extra Cash-Out
Debt Consolidation
Bank Comparison
- Compare the best current packages
- Filter options based on customized needs
- Apply to multiple banks to always have a Plan B
Lower Interest Rates
Cashback Calculation
Document Preparation
- Detailed email guides for document collection
- Prepare required documents based on personal situation
- Manual review ensures bank requirements are met
Property Valuation
Financial Statement Optimization
Application Submission
- Submit via online or paper forms (bank dependent)
- Full guidance through the application
- 1-on-1 coordination with bank loan officers
Penalty-free negotiation
Fast-track approval
Loan Approval
- Check and confirm all document terms
- Verify no hidden clauses or fees
Maximize cash-out
Combine multiple rate offers
Loan Confirmation
- Schedule online signing meeting
- Explain and review terms to ensure full understanding
Loan Comparison
Savings Breakdown
Completion of Signing
- Guide through loan acceptance process
- Provide post-acceptance instructions (CPF, repayment accounts, etc.)
- Summary of key loan information
Seamless Flow
Tax Planning
Mortgage & Legal Documents
- Select cost-effective law firms
- Coordinate with law firm and client for information collection
- Arrange bank-required notices and complete legal signing
Discounted lawyer fees
Fast Transfer
Loan Disbursement
- Coordinate lawyer and bank to complete loan disbursement
- Store key loan info with one-click mini-app access
- Post-disbursement rate monitoring for future planning
Investment Advice
Reminder
Client Testimonials
Hear What Our Clients Say
I'm very glad I used EaseFlow for my refinancing. The whole process felt effortless and smooth. Communication was great, and they patiently answered all my questions. The biggest advantage for me was being able to compare several banks' rates side by side and get professional recommendations. Highly recommended—hope to work with EaseFlow again!
Ms Che
Professional and attentive. They helped us review our assets and cash flow clearly, explained the pros and cons of every option, and ensured we made informed decisions. They reminded us at every key milestone and even offered long-term planning advice based on rate trends and future income. Very transparent, very efficient, and saved us a lot of time. Highly recommended.
Mr Yu & Ms Wang
Extremely professional, efficient, and trustworthy. Their responsiveness and problem-solving ability gave us full confidence. A team you can truly depend on long-term. 👍👏
Ms Lai
Very satisfied with Mr Song's service. He secured highly competitive packages, communicated clearly and politely, and responded promptly whenever issues arose. His professionalism gives us great peace of mind. We look forward to continued cooperation.
Mr Zhu
I am very satisfied with EaseFlow Consultancy's service and would highly recommend them to anyone looking for reliable and knowledgeable support for home loan and bridging loan matters.Clear explanations and valuable guidance at every step. All documents and approvals were handled without delay. They were patient in addressing my questions and proactive in offering solutions that best suited my situation.
MS Liu & Mr Feng
Professional, transparent, and got me the best rate on the market. Thank you, EaseFlow!
Ms. Wong
What impressed me most about EaseFlow was their proactive communication and efficiency. As a busy professional, I appreciated that they prepared all document checklists in advance, scheduled calls at my convenience, and provided timely updates without me having to follow up. They turned a traditionally paper-heavy and stressful process into a smooth digital experience. Highly recommended.
Mr. Tan
As first-time buyers, everything was unfamiliar. Mr Song guided us patiently, answered every question, and ensured we understood each step. We're truly grateful to have met such a responsible advisor.
Ms Huang
As a foreigner buying property in Singapore for the first time, the process felt daunting. Thanks to Mr Song and the EaseFlow team, everything became clear and manageable. They explained the differences across banks and recommended the most suitable option for foreigners. Their help saved us countless hours and unnecessary back-and-forth. Professional, patient, trustworthy.
Mr Chen
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Save 30–50K SGD in interest and cut your mortgage process by 30%
Need help?
Always on your side. Compare banks fairly and know true costs.
Simplify Mortgages with EaseFlow
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WeChat：+6587881099
- WhatsApp：+6587881099
- getease@easeflowsg.com
WeChat Mini-Program